Claude can now analyze your spending with its new Personal Finance tool

Anthropic announced on Thursday that Claude is gaining a tool called Personal Finance, which lets users link bank and credit card accounts through Plaid and ask questions about their money, TechCrunch reports. Anthropic says the connection is read-only, so the tool cannot move, manage or invest funds. It begins rolling out in beta this week to U.S. subscribers on the Pro, Max and Ultra plans.

A user could ask where their money went in a given month, and Claude would total spending across linked accounts and group it into categories such as food and drink or shopping. According to Anthropic, the tool also looks for duplicate charges, unexpected fees and bills that keep creeping up, and it can explain concepts like APR while calculating how much interest someone paid over the past year. The company stresses that the feature carries no ads or sponsored recommendations and that it sells no financial products of its own.

To address privacy concerns, Anthropic says Claude sees only bank and account names, account types, the last four digits of account numbers, balances, credit limits and up to two years of transactions. Conversations in the Personal Finance hub are not used for model training, the company says.

TechCrunch frames the launch as Anthropic catching up with OpenAI, whose ChatGPT added similar account-linked finance features in May. It also fits a broader push into specialized areas, following Claude for Legal and Claude for Financial Services earlier this year, as Anthropic pitches its chatbot as a financial companion rather than a source of generic advice.